Bilt transfer partner

How to Transfer Bilt Points to Aer Lingus AerClub (2026 Guide)

Bilt is one of the few cards that turns rent — a bill you're paying anyway — into Avios you can spend on Aer Lingus's short, surcharge-light hop to Dublin and beyond. Pair that with AerClub's distance-based award chart and a booking window that opens nearly a year out, and Bilt's 1:1 transfer becomes one of the more overlooked ways to get to Ireland and Europe in a lie-flat seat.

By the Point Finder team · Updated 2026-07-25 · Ratios and transfer times verified against issuer transfer pages

Ratio
1:1
Transfer speed
Instant to 48 hours
Alliance
None
Type
Airline

The short version

Bilt points transfer to Aer Lingus AerClub at 1:1, instant to 48 hours. Avios currency with generally lower fuel surcharges than booking the same seats through British Airways.

What Aer Lingus AerClub Avios Are Good For

Aer Lingus left Oneworld in 2007, so AerClub doesn't carry any alliance affiliation of its own. What it kept is the Avios currency it shares with British Airways and Iberia, plus a close commercial tie to American Airlines through the transatlantic joint venture between IAG and AA. For Bilt members, that means Avios transferred into AerClub can book Aer Lingus's own long-haul flights to Dublin directly — but not American Airlines metal, since Aer Lingus itself sits outside Oneworld even though its sister programs don't.

Bilt is one of only a handful of transfer partners that reach AerClub, and it's the only one funded by paying rent. The Bilt Mastercard earns points on rent with no transaction fee (a rarity — most cards charge 2-3% to put rent on plastic), and those points move to AerClub at the same 1:1 ratio Chase and Amex cardholders get, without an annual fee attached to the base card.

How the Aer Lingus Award Chart Works

AerClub still runs on a published, distance-based award chart rather than fully dynamic pricing. Routes are grouped into zones by mileage, with separate off-peak and peak pricing for economy and business class; Aer Lingus doesn't currently fly routes long enough to fill every zone, so business-class awards only show up starting in the zone that covers roughly 3,000-4,000 miles.

East Coast gateways — Boston, New York, and Chicago to Dublin — fall in the zone priced at 50,000 Avios one-way in business class off-peak, rising to 60,000 during peak dates. West Coast departures land a zone higher, at 62,500 Avios off-peak and 75,000 peak. Short intra-European hops out of Dublin price far lower, starting around 4,000 Avios one-way in economy off-peak for the shortest distance band.

Redemption Strategy for Bilt Transfers

Because Bilt transfers can take anywhere from instant up to 48 hours to post — slower than the near-instant transfers some other issuers offer — confirm live Aer Lingus award space on aerlingus.com or avios.com before you move points, not after. Aer Lingus typically opens inventory close to a year before departure, and popular summer transatlantic business-class dates can dry up fast once they're released.

Book directly through Aer Lingus when the seat you want is on its own metal — that's where the fuel-surcharge advantage over British Airways Avios shows up most. If the route you need is only bookable on American Airlines, AerClub Avios won't get you there directly; you'd need to move Avios onward to British Airways Executive Club or Iberia Club first to search Oneworld/AA space.

Bilt's Transfer Rules and Why They Matter Here

Bilt gates its transfer minimums by loyalty tier: Blue-tier members need at least 2,000 points to initiate any transfer, while Silver, Gold, and Platinum members can transfer with as few as 1,000 points. Every transfer — regardless of tier — has to be in 1,000-point increments, so a transfer of 50,000 Avios for a business-class award works cleanly, but odd numbers get rounded down to the nearest thousand.

Bilt periodically runs limited-time transfer bonuses to select partners, so it's worth checking the Bilt app before converting points at the standard 1:1 rate, especially if you're stockpiling for a specific AerClub redemption. Outside of a bonus, there's no reason to transfer speculatively — points sitting in your Bilt account are more flexible than Avios sitting in AerClub.

Sweet spots worth booking

RouteCabinPoints
BOS/JFK/ORD-DUBBusiness50,000 Avios one-way off-peak; 60,000 Avios one-way peakEast Coast gateways price in the same zone — no separate premium for New York or Chicago over Boston.
SFO/LAX-DUBBusiness62,500 Avios one-way off-peak; 75,000 Avios one-way peakWest Coast departures fall a zone higher on the distance-based chart than East Coast cities.
US East Coast-DUBEconomy13,000 Avios one-way off-peakA cheap way to get to Dublin when business-class award space isn't open yet.
DUB-European short-haulEconomyAround 4,000 Avios one-way off-peak for the shortest distance bandClassic Avios distance-based value for positioning within Europe after landing in Dublin.
US-DUB via transfer to BA Executive Club/Iberia ClubBusinessVaries by Oneworld/AA award pricingLets Bilt-sourced Avios reach American Airlines metal, since AerClub itself can't book AA directly.

How to transfer Bilt points to Aer Lingus AerClub

  1. 1Confirm live Aer Lingus business-class award space on aerlingus.com (or avios.com as a backup search tool) for your route and dates before initiating any transfer.
  2. 2Earn or accumulate Bilt points — the Bilt Mastercard is the only card that earns points on rent with no transaction fee, in addition to everyday spending categories.
  3. 3Check your Bilt loyalty tier: Blue-tier members need a 2,000-point minimum to transfer, while Silver, Gold, and Platinum members can transfer with as little as 1,000 points, always in 1,000-point increments.
  4. 4In the Bilt Rewards app, select Aer Lingus AerClub from the transfer partners list and enter your AerClub membership number.
  5. 5Enter the point amount and submit — transfers post at a 1:1 ratio and can take anywhere from instant to 48 hours to show up in AerClub.
  6. 6Book the award directly on Aer Lingus's site; if checkout fails, retry through avios.com or transfer the Avios onward to British Airways Executive Club or Iberia Club to reach Oneworld/AA space instead.

Tips before you transfer

Frequently asked questions

Is Aer Lingus part of an airline alliance?

No. Aer Lingus left Oneworld in 2007. It shares the Avios currency with British Airways and Iberia and has a close commercial partnership with American Airlines through the transatlantic joint venture between IAG and AA.

How fast does the Bilt transfer to AerClub happen?

It ranges from instant to 48 hours. Points move at a 1:1 ratio.

What's the minimum Bilt transfer to AerClub?

It depends on your Bilt tier: Blue-tier members need at least 2,000 points, while Silver, Gold, and Platinum members can transfer as few as 1,000 points. All transfers must be in 1,000-point increments.

Which Bilt card earns points that can transfer to AerClub?

The Bilt Mastercard, which notably earns points on rent payments with no transaction fee — a benefit most credit cards don't offer.

Are there fuel surcharges on Aer Lingus award tickets?

Yes, but they run far lower than British Airways' — often roughly $90-200 each way on Aer Lingus's own transatlantic business-class flights, versus $500 or more for a comparable British Airways redemption on the same route. That gap is the main reason to route Avios through Aer Lingus rather than British Airways when the flight is available on Aer Lingus metal.

Can I use AerClub Avios to book American Airlines flights?

Not directly. Aer Lingus isn't a Oneworld member, so AerClub Avios can't be redeemed on AA metal. To reach American Airlines award space, transfer the Avios onward to British Airways Executive Club or Iberia Club first.

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