Bilt transfer partner

How to Transfer Bilt Points to Air Canada Aeroplan (2026 Guide)

Bilt is one of the few cards that turns rent payments into Star Alliance business class, and Aeroplan is the partner most Bilt members reach for once those points arrive. A 1:1 ratio, a distance-based chart that skips fuel surcharges on most bookings, and a cheap stopover option make it a natural fit for a currency you're likely earning every month without trying.

By the Point Finder team · Updated 2026-07-25 · Ratios and transfer times verified against issuer transfer pages

Ratio
1:1
Transfer speed
Instant to 48 hours
Alliance
Star Alliance
Type
Airline

The short version

Bilt points transfer to Air Canada Aeroplan at 1:1, instant to 48 hours. A distance-based Star Alliance chart with no fuel surcharges on most partner redemptions.

Why Transfer Bilt Points to Aeroplan

Bilt Rewards points transfer to Air Canada Aeroplan at 1:1, and unlike some Bilt partners the transfer typically lands within minutes, though Bilt notes it can take up to 48 hours in some cases. For a card best known for turning rent into points, that's a meaningful upgrade path — Bilt points earned paying rent can become a Star Alliance business-class seat without ever touching a bank's own travel portal.

The appeal of Aeroplan specifically is what happens after the points land: on most partner redemptions, Aeroplan doesn't pass along the steep carrier-imposed fuel surcharges that make booking the same seat through a program like Lufthansa's Miles & More far more expensive in cash. Combined with Star Alliance's reach — Lufthansa, Swiss, Singapore Airlines, ANA, United, and dozens more — that makes Aeroplan one of the stronger destinations for Bilt points, especially for renters who'd otherwise have no clear use for a travel currency.

How Aeroplan's Distance-Based Award Chart Works

Aeroplan prices awards by the actual distance flown, sorted into mileage bands within broader geographic zones like Atlantic and Pacific rather than flat one-price-fits-all regions. The shorter the distance band your itinerary falls into, the fewer points it costs, which means the specific airports on your ticket can change the price even for what feels like the same trip.

Under the chart that took effect June 1, 2026, a North America-to-Europe business-class redemption of 4,000 miles or less prices at 60,000 points one-way — and that's the band most East Coast gateways to major Western European cities fall into, not the pricier tier above it. Push past 4,000 miles (a longer routing like JFK-Rome, or anything departing the US West Coast) and business class runs 75,000 points one-way, up from 70,000 before the June 2026 update, with first class in that band now 120,000 points. Transpacific routes follow the same logic: business class from 0-5,000 miles holds at 55,000 points, while the 7,501-11,000-mile band — most nonstop US-Asia routing — rose to 102,500 points, a meaningful jump from 87,500. Always check the live chart on aircanada.com before transferring, since Aeroplan has shown it will adjust these bands.

Redemption Strategy: Sweet Spots and Stopovers

Because pricing follows distance bands rather than fixed regions, the itineraries that land just under a threshold are the ones worth hunting for. A closer European gateway can keep a business-class booking in the cheaper 60,000-point band instead of spilling into the 75,000-point tier, and on the Pacific side, routings like Vancouver-Tokyo have held onto 55,000-point business-class pricing even as most other transpacific bands got more expensive in the June 2026 update.

Aeroplan's stopover rule is the other lever worth building a trip around. On a one-way award, you can add a stopover of up to 45 days in a connecting city for a flat 5,000 points, and a round-trip award can carry one stopover in each direction — the stopover city just can't be in the US or Canada. For a Bilt member turning rent points into a single annual trip, that's an easy way to see two cities on the miles you'd otherwise spend on one.

Partner-Specific Quirks to Know

Award space on Star Alliance partners is searchable and bookable directly on aircanada.com, generally the most reliable place to check real-time saver availability across the alliance rather than relying on a partner's own site.

Booking a partner airline instead of Air Canada itself adds a flat CA$39 (roughly US$28-29) partner-booking fee on top of taxes and government-imposed fees. It's a modest add-on next to the fuel surcharges some other programs charge, but worth budgeting for when you're pricing out a redemption.

Sweet spots worth booking

RouteCabinPoints
US East Coast - Ireland/UK (e.g., JFK-DUB)Business60,000 points one-wayFalls under the 4,000-mile Atlantic threshold, the cheapest transatlantic business-class band.
US East Coast - Western Europe (e.g., JFK-CDG, JFK-LHR)Business60,000 points one-wayStays in the 0-4,000-mile band; a longer routing like JFK-FCO (Rome) is a better example of the pricier 75,000-point tier.
Vancouver - Tokyo (YVR-NRT/HND)Business55,000 points one-wayOne of the few transpacific bands that held its price through the June 2026 chart update.
Any one-way transatlantic or transpacific award with a stopoverAnyBase fare + 5,000 pointsAdds a second city for up to 45 days one-way; the stopover city can't be in the US or Canada.
Star Alliance premium cabins broadly (Lufthansa, Swiss, ANA, Singapore)Business/FirstPriced per distance bandThe main draw is avoiding the four-figure fuel surcharges some partners charge when you book them directly.

How to transfer Bilt points to Air Canada Aeroplan

  1. 1Confirm you hold a Bilt Mastercard and are earning Bilt Rewards points — no minimum spend threshold beyond the transfer minimum itself is required to move points to Aeroplan.
  2. 2Search Star Alliance award space directly on aircanada.com before transferring anything, since Bilt transfers aren't reversible.
  3. 3In the Bilt app or bilt.com, open the points transfer section and select Air Canada Aeroplan.
  4. 4Enter the number of points to transfer — Bilt requires a minimum of 2,000 points for Blue-tier members or 1,000 points for Silver, Gold, and Platinum, always in increments of 1,000.
  5. 5Confirm the transfer; Aeroplan miles typically post within minutes, though Bilt notes it can take up to 48 hours.
  6. 6Book the award ticket on aircanada.com, adding a stopover for 5,000 extra points if your itinerary allows it.

Tips before you transfer

Frequently asked questions

How fast do Bilt points transfer to Aeroplan?

Often within minutes, though Bilt states transfers can take up to 48 hours in some cases.

Is there a minimum number of Bilt points I can transfer to Aeroplan?

Yes — 2,000 points for Bilt Blue members, or 1,000 points for Silver, Gold, and Platinum, and all transfers move in 1,000-point increments.

Does Aeroplan charge fuel surcharges on award tickets?

On most partner redemptions, no. A flat CA$39 (about US$28-29) partner-booking fee still applies when flying a Star Alliance carrier other than Air Canada.

Can I add a stopover to an Aeroplan award booked with Bilt points?

Yes — a one-way award can add one stopover of up to 45 days for a flat 5,000 points, and a round-trip award can carry one stopover in each direction, as long as the stopover city isn't in the US or Canada.

How is Aeroplan's 2026 award chart structured?

Distance-based rather than flat regional pricing — routes are grouped into mileage bands within broader zones like Atlantic and Pacific, and several bands got more expensive under the chart update that took effect June 1, 2026.

Is Aeroplan a good use of Bilt points earned from paying rent?

For members who want premium-cabin international travel, yes — it's one of the more efficient ways to turn a currency earned on everyday rent payments into a Star Alliance business-class seat.

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