How to Transfer Bilt Points to IHG One Rewards (2026 Guide)

Rank Bilt's hotel partners by redemption value and IHG One Rewards lands at the bottom, below World of Hyatt, Marriott Bonvoy, and Hilton Honors. IHG scrapped its fixed award chart back in 2022 and now prices every room dynamically against the cash rate, which strips out the predictability that makes a program like Hyatt easy to plan around — you genuinely don't know what a night will cost until you search live dates.

That said, IHG's footprint is enormous and skews toward exactly the markets Hyatt and Marriott don't bother with: interstate exits, secondary airports, and mid-size international cities where a Holiday Inn Express or Crowne Plaza is the only recognizable brand in town. For a renter using Bilt to rack up points on a payment they're making anyway, IHG is less a strategy and more a backstop — useful when the trip doesn't line up with a stronger partner.

There's no published points-per-night grid to memorize anymore. Instead, IHG links award pricing to the hotel's cash rate and current demand, so the same room can cost 20,000 points one week and 35,000 the next. As a rough guide, budget brands like Holiday Inn Express typically run 10,000-35,000 points a night, while upscale full-service properties (Crowne Plaza, Hotel Indigo, Kimpton) commonly land in the 25,000-70,000 range, and luxury flagships under InterContinental, Regent, or Six Senses can start around 40,000 and run past 150,000 at in-demand addresses — a handful of trophy properties, like the overwater bungalows at InterContinental Bora Bora, have priced above 200,000 points a night.

One thing to watch for: a lot of older guides still describe IHG's quarterly "PointBreaks" promotion, a list of hotels discounted to a flat 5,000-15,000 points a night. That program was discontinued in February 2020 and has not returned — treat any current mention of it as outdated. What IHG runs instead, on and off, is a targeted discount of 10% (Silver/Gold elites) to 15% (Platinum/Diamond elites or IHG-branded cardholders) off 1-3 night award stays at participating hotels. It's not permanent, doesn't cover every property, and has to be checked for on IHG.com rather than assumed.

Because pricing floats with the cash rate, the discipline that matters most is comparing the points price against the dollar price before you transfer anything — if a night is running $90 in cash, paying 25,000+ points for it is rarely a win no matter how the redemption feels. IHG's points-and-cash option, which lets you dial in a mix of both, is useful for stretching a Bilt balance that's a few thousand points short of a full award night.

Check IHG.com directly for the current 1-3 night elite/cardholder discount rather than relying on secondhand chart estimates — it isn't always running and doesn't apply everywhere, and dynamic pricing means last quarter's number for a given hotel may not hold today. Six Senses participation is inconsistent — some properties accept points, others don't, so confirm bookability on that specific hotel's page before counting on it.

Bilt enforces a transfer minimum that scales with your Bilt Rewards tier: 2,000 points if you're Blue tier, 1,000 points at Silver, Gold, or Platinum, with all transfers moving in 1,000-point increments after that floor. Since IHG's price can only be locked in by actually booking, don't move more than the exact total you've confirmed on ihg.com.

IHG's well-known fourth-night-free perk — where a four-night-plus award stay waives the points on every fourth night — is tied to holding a separate IHG-branded credit card (the IHG One Rewards Premier, Traveler, or Premier Business cards), not to how the points in your account got there. Bilt-transferred points redeem at whatever the standard dynamic price is; they don't unlock that benefit on their own.