Bilt transfer partner

How to Transfer Bilt Points to Southwest Rapid Rewards (2026 Guide)

Southwest Rapid Rewards is the odd one out in Bilt's transfer partner lineup: no alliance, no award chart, and points that price like cash rather than a fixed number of miles. It's also the only Bilt airline partner that can take up to 72 hours to post, so this is the one transfer on the list you actually need to plan a few days ahead for — especially if you're timing it around a Companion Pass trip.

By the Point Finder team · Updated 2026-07-25 · Ratios and transfer times verified against issuer transfer pages

Ratio
1:1
Transfer speed
Up to 72 hours
Alliance
None
Type
Airline

The short version

Bilt points transfer to Southwest Rapid Rewards at 1:1, up to 72 hours. Added April 2025; no blackout dates and a key piece of Companion Pass strategies.

What Southwest Rapid Rewards Is Good For

Every other airline in Bilt's transfer lineup belongs to a global alliance or a bilateral partnership that opens up international premium cabins. Southwest is the exception — it flies domestic and near-international routes only (plus a growing short list of Caribbean and Latin America destinations), and Rapid Rewards points can only be redeemed on Southwest's own flights. There's no partner-airline redemption angle here, which is exactly why it's worth having in the rotation: it's the most reliable way to turn Bilt points, earned largely on rent, into everyday domestic travel rather than a once-a-year international business-class trip.

What Southwest gives up in international reach, it makes up for in flexibility that most legacy programs stopped offering years ago. There are no blackout dates on any fare Southwest sells, Rapid Rewards points don't expire as long as the account stays open, and there are no change or cancellation fees on any ticket — award tickets included. The one perk that didn't survive: automatically free checked bags. Southwest ended its longstanding free-bags-for-everyone policy in May 2025, so today only the top-tier Choice Extra fare, A-List and A-List Preferred elite members, and Rapid Rewards credit cardholders check bags for free; everyone else pays a per-bag fee like at most other airlines. Cancel a points-booked flight before departure and the points go right back into your account, no redeposit fee, no expiration clock reset required.

How Southwest's Dynamic Award Pricing Works

Southwest has no published award chart. Instead, the number of points a flight costs is calculated directly from that flight's cash fare, using a rate that Southwest doesn't publish and adjusts based on demand — the same seat can cost meaningfully more points over a holiday weekend than it does on a random Tuesday in February. In practice, most travelers see redemption values land somewhere around 1.3 to 1.5 cents per point, though it drifts lower on expensive peak-demand fares and can run a bit higher when you catch a genuine sale on a low-cost Basic fare.

Because pricing is fully dynamic and unpublished, the only way to know what a flight actually costs in points is to search it directly on southwest.com or the Southwest app — there's no chart to consult ahead of time. The upside of dynamic, chart-free pricing is that there's no such thing as an award seat being unavailable: if Southwest is selling the seat for cash, it's bookable with points at the equivalent price. There's no separate, limited allotment of award inventory to compete for.

The 72-Hour Transfer Speed and Why It Matters

Most of Bilt's airline partners — Turkish Airlines, TAP Air Portugal, Air France-KLM Flying Blue, Virgin Atlantic — post transfers anywhere from instantly to within 48 hours. Southwest is Bilt's outlier: Bilt tells members to allow up to 72 hours for points to show up in a Rapid Rewards account, which is the slowest transfer speed of any partner in the program. That gap matters more here than it does with a fixed award chart, because Southwest's price is a moving target — the fare (and points price) you see today isn't guaranteed to be the fare you see three days from now when the points actually land.

The practical fix is to price out the flight, add a buffer, and transfer before you're up against a deadline rather than after. Since Bilt only transfers in 1,000-point increments (with a 2,000-point minimum for Blue-tier members and a 1,000-point minimum for Silver, Gold, and Platinum), round up rather than transferring the exact quoted total — a small cushion protects you if the points price ticks up during the wait, and any points you don't use just carry over toward the next Southwest trip.

Companion Pass Strategy: What Bilt Points Can and Can't Do

Southwest's Companion Pass is one of the most valuable perks in US travel: earn it, and a designated companion flies with you for free (just taxes and fees) on nearly every paid or points-booked Southwest flight for the rest of the current calendar year plus all of the next. Qualifying takes 135,000 Companion Pass qualifying points or 100 qualifying one-way flights in a calendar year — and it's important to know that Bilt-transferred points do not count toward that qualifying total. Southwest's own program terms explicitly exclude points transferred between members (along with purchased points) from Companion Pass qualification. Qualification only comes from flying Southwest, spending on a Southwest Rapid Rewards credit card, or a handful of other Southwest-specific earning channels.

Where Bilt fits in is after you've already qualified. Once you're carrying a Companion Pass, every Rapid Rewards award ticket you book — including one paid for entirely with points transferred in from Bilt — can have a companion added to it for the cost of taxes and fees alone. That turns rent-driven Bilt points into two seats for close to the price of one, which is a genuinely rare combination: most transfer partners' best perks require elite status earned through flying, not points balance.

Sweet spots worth booking

RouteCabinPoints
Short-haul, off-peak Basic fares (e.g., Tuesday/Wednesday departures)Economy (single class)Lowest end of the dynamic rangeSouthwest's cheapest cash fares translate directly into its cheapest points fares — midweek, non-peak-season routes price best.
One-way bookings priced and booked separatelyEconomyNo round-trip penaltySouthwest prices every one-way independently, so there's no bulk discount to chase — book each direction on whichever date and fare is cheapest.
High-demand holiday or sold-out-looking routesEconomyRises with demand, but seat is always bookableThere's no blackout-date wall and no separate limited award inventory — if Southwest is selling the seat for cash, points can buy it too.
Trips booked, then rebooked, on short noticeEconomyNo change or cancellation feeCancel a points itinerary before departure and the points redeposit automatically with no fee — useful when plans are still firming up.
Any Rapid Rewards flight once you hold a Companion PassEconomyStandard dynamic price for one travelerA second traveler joins for taxes and fees only, effectively doubling the value of every Bilt-funded Southwest booking.

How to transfer Bilt points to Southwest Rapid Rewards

  1. 1Price the flight (or flights) you want directly on southwest.com or the Southwest app — there's no award chart to check in advance, so you need the live points quote.
  2. 2Add a small buffer to that quote to account for Southwest's dynamic pricing possibly shifting before your transfer lands.
  3. 3In the Bilt app, open the Rewards or transfer section and select Southwest Rapid Rewards from the partner list.
  4. 4Enter your Rapid Rewards member number and the number of points to transfer, in 1,000-point increments (2,000-point minimum for Blue tier, 1,000-point minimum for Silver/Gold/Platinum).
  5. 5Confirm the transfer and allow up to 72 hours for the points to post to your Rapid Rewards account — plan this several days ahead of when you need to book, not the day of.
  6. 6Once the points land, book directly on southwest.com; if the price moved while you waited, any points shortfall can be topped off with an additional Bilt transfer or a same-account points purchase.

Tips before you transfer

Frequently asked questions

What's the transfer ratio between Bilt and Southwest Rapid Rewards?

1:1 — every 1,000 Bilt points becomes 1,000 Rapid Rewards points, with no bonus and no discount.

How long does a Bilt-to-Southwest transfer take?

Up to 72 hours. That's slower than most other Bilt airline partners, which typically post instantly to within 48 hours, so it's worth transferring a few days before you plan to book.

When did Southwest become a Bilt transfer partner?

April 24, 2025, as Bilt's 19th transfer partner overall.

Do Bilt-transferred points count toward the Southwest Companion Pass?

No. Companion Pass qualification requires 135,000 Companion Pass qualifying points or 100 qualifying one-way flights earned directly through Southwest flying or a Southwest Rapid Rewards credit card — Southwest's own program terms specifically exclude points transferred between members from that total. They can, however, book award flights for a companion to ride along on once you've already qualified.

Is there a minimum amount I can transfer to Southwest?

Yes — Bilt requires a 2,000-point minimum transfer for Blue-tier members and a 1,000-point minimum for Silver, Gold, and Platinum members, with all transfers moving in 1,000-point increments after that.

Does Southwest have blackout dates or an award chart?

No blackout dates — any seat Southwest sells for cash can be booked with points. There's also no published award chart; pricing is fully dynamic and tied to the cash fare, so you have to search live on southwest.com to see the points cost.

Do Rapid Rewards award tickets include free checked bags?

Not automatically. Southwest ended free checked bags for most fares in May 2025; today free bags are limited to the top-tier Choice Extra fare, A-List and A-List Preferred elite members, and Rapid Rewards credit cardholders (who get the perk for themselves and up to eight companions on the same reservation). Everyone else pays a per-bag fee, whether the ticket was bought with cash or points.

Related transfer guides

Transfer to Southwest Rapid Rewards from another card:

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